PROGRAM OBJECTIVES:
To provide for the establishment of demonstration projects designed to determine: 1) the social, civic, psychological, and economic effects of providing to individuals and families with limited means an incentive to accumulate assets by saving a portion of their earned income; 2) the extent to which an asset-based policy that promotes saving for postsecondary education, homeownership, and microenterprise development may be used to enable individuals and families with limited means to increase their economic self-sufficiency; and 3) the extent to which an asset-based policy stabilizes and improves families and the community in which the families live.

 ELIGIBLE FUNCTIONAL CATEGORIES:
1. HEALTH;
- Education and Training;
- Libraries, Information and Education Services;
2. INCOME SECURITY AND SOCIAL SERVICES;
- Specialized Services;

 WHO CAN BENEFIT FROM THIS PROGRAM:
- Individual/Family;

 WHO CAN APPLY:
- State (includes District of Columbia, public institutions of higher education and hospitals);
- Public non-profit institution/organization (includes institutions of higher education and hospitals);
- Native American Organizations (includes Indian groups, cooperatives, corporations, partnerships, associations);